Your credit score isn’t just a number – it’s your golden ticket to homeownership. And right now, lenders are watching it closer than ever. Before you make any big financial moves, know this: Mortgage lenders will check your credit at least twice – during pre-approval AND just before closing. One wrong step could put your dream home […]

3 Credit Score Mistakes That Could Cost You Thousands Your credit score impacts every major financial decision – from mortgage rates to car loans. Even if you’re not house-hunting now, avoiding these common pitfalls will save you money later. Mistake #1: Thinking “Caught Up” Means “Forgiven” Mistake #2: Believing Dollar Amounts Matter Mistake #3: Closing […]

Your credit score isn’t just a number—it’s the key to better loan rates, whether you’re buying a home, a car, or just want financial flexibility. Here’s the plain ole English guide to understanding and boosting yours. Credit Score vs. Credit Report Pro tip: Check all three bureaus (Experian, Equifax, TransUnion) for free at AnnualCreditReport.com. Errors […]

Think your credit score doesn’t matter if you’re not buying a house tomorrow? Think again. Whether you’re eyeing a mortgage, a car loan, or just better interest rates, your credit score is your financial reputation—and it’s time to start building it right. And here’s the thing: If you’re avoiding credit cards, you might be sabotaging […]

When you bought your home, you might have had to get Private Mortgage Insurance (PMI).  If so, you might have been paying it for a while and it could be time to ask your lender to stop this payment requirement. For a quick recap — PMI is insurance that protects the lender in case you […]

I get this question from both new clients who are about to buy their first home as well as clients that have owned their home for a while, “How long should I plan to hold on to my home before I sell?” Whether you want to make a quick profit from the rising real estate […]

Everyone wants to avoid these three biggies: Don’t worry, there are plenty of things you can do to prevent these blunders. Here’s a rundown of the simple steps you can take to keep your home in tiptop shape – what to look out for, how to prevent a problem, and the price tag of ignoring […]

If you or anyone you know has been wanting to buy a home but sat it out last year because of interest rate increases, lack of inventory, or life got in the way some other way, this could be the year. Buying a home is a big deal and isn’t something that should happen overnight, […]

First time on the market in decades, this sweet little cottage style abode is ready for a facelift to make it a perfect home for the first time buyer, downsizer, or investor! 201 4th AveMonongahela, PA 150632 bedrooms, 1 bathRanch style/no basement/one-levelBeautiful, corner, flat lotFenced in yard, covered rear patioNewer roof, furnace and a/c less […]

As a homeowner, it’s fun to enjoy all the great things about your home—place to relax, entertain, or spend quality time with family.  But what about when something goes wrong?  Do you know what needs to be done in case of an emergency or other urgent situation in your home? Here are 5 musts that […]