No home sale is every final until you get to settlement. That is a fact and explains why real estate signs say “Contract Pending” before being replaced with “Sold.” There’s a lot that goes on after a buyer’s offer is accepted by the seller. And a key factor in getting to closing day is the […]

If you’re a buyer on a tight budget, your family may be able or willing to help you with your downpayment. If that’s the case, lucky you!  I know financial support from family is not an option for every buyer and I have many articles about other options on my website, but if you do […]

Last week we discussed why paying down your mortgage might not be the right choice for many homeowner since you could use any extra cash in higher return investments or maintain easier access to these funds than being tied up in your home. However, there are some situations where paying down a mortgage does make […]

I’ve been having a lot of conversations about mortgages lately.  Conversations about refinancing, about loans that help my clients buy and sell at the same time, and conversations about whether it makes sense to pay off your mortgage early or even make extra payments if you have additional funds.  I love talking about mortgages and […]

Are you giving your credit score the attention it deserves? If you’re even thinking about buying a home or refinancing your current one in the near future, then you need to show it some love. Make sure you understand the ins and outs of your score and what you can do to make it more […]

As a homeowner, you should have gained some equity in your home since living there and paying your mortgage down. Have you ever considered using this equity to finance some of your needs if you don’t have the cash flow? A home equity loan or line of credit are two ways to get the necessary […]

Who hasn’t checked out online real estate sites for price estimates of their home, a friend’s or neighbor’s?  Most of us are guilty as charged! It’s easy to see why these sites and apps are tempting to use since buyers and sellers can get marketing information directly at their fingertips. However, keep in mind, these […]

In this 8-part series, How to Find the Perfect Home for You and Your Budget, you’ll learn how to find a home that is the right fit for your lifestyle, needs and, most importantly, your budget. It takes you through every single step and show you how to avoid buyer’s remorse.  Your first home is […]

In this 8-part series, How to Find the Perfect Home for You and Your Budget, you’ll learn how to find a home that is the right fit for your lifestyle, needs and, most importantly, your budget. We take you through every single step and show you how to avoid buyer’s remorse.  Your first home is […]

So far in this series, you’ve decided on a monthly budget, narrowed down a location, and decided on your criteria for a new home … but you haven’t been able to go house hunting just yet! You may think that’s crazy, but it isn’t. It’s important to first figure out your answers to each of […]